FINANCIAL PLANNING

Advice First

As an independent Certified Financial Planning professional, specializing in the area of Retirement Income Planning, Lisa places focus on Advice First, in her  holistic approach to understand the goals of her clients, for their long term financial success.

 

25+ YEARS FROM RETIREMENT

When retirement is far away, it is easier to put saving for it aside to deal with other closer priorities, such as marriage or buying a home. Lisa can help you prioritize goals and create a budget balancing fun and savings.

Lisa can provide specialized advice on:

  • How Life, Critical Illness and Disability Insurance can protect you and your loved ones

  • How to best manage your investments for wealth accumulation

 

10-15 YEARS FROM RETIREMENT

You might be starting to contemplate retirement, but commitments such as raising kids, looking after aging parents, or jobs keep you distracted. Lisa can help you make good overall decisions and understand the cross-impacts in your growing portfolio.

Lisa can provide specialized advice on:

  • What kind of taxable income your investments will generate

  • The retirement income you could reasonably expect to have

  • Your long-term care and other insurance needs

 

3-5 YEARS FROM RETIREMENT

As you get closer to retirement, you’ll have many lifestyle and financial questions. Lisa can help you determine how realistic your lifestyle goals are and how your retirement plan could look like.

Lisa can provide specialized advice on:

  • What pension distribution choices are right for you

  • How to (re)arrange investments to reduce taxable income in retirement

  • Whether an annuity is a suitable investment for you

 

DURING RETIREMENT

During retirement, it is important to ensure you don’t outlive your money. Expenses change as we age, taxes still matter (a lot), and our lifestyle will change as we progress through the different stages of retirement.

Lisa can provide specialized advice on:

  • How to decumulate while prioritizing your goals

  • How to balance your retirement lifestyle and your estate plan

  • Transferring wealth to the next generation

1178 W Pender St
Vancouver, V6E 2R9 Canada

planningbylisa@gmail.com

READY FOR ADVICE?

Let me know what services you require. I'd love to help create financial solutions tailored to your needs.